How-To Guides

HOA How-To Guides

Practical board operations playbooks — collections, meeting management, vendor oversight, and financial operations — written for volunteer boards without legal staff.

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All StatesHow-To Guide

The Complete HOA Collections Guide for Self-Managed Associations

Step-by-step collections process — from the first friendly reminder through lien filing. Covers late notices, payment plans, escalation options, and state law requirements for self-managed HOA boards.

12 min read
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All StatesBoard Guide

HOA Reserve Study Guide: A Practical Guide for Self-Managed Boards

What reserve studies are, why they matter, and how to use them — covering components, operating vs. reserve budget, funding strategies, common mistakes, and the eight questions every board treasurer should be able to answer.

10 min read
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All StatesBoard Guide

HOA Board Elections Guide: How HOA Elections Work

How HOA elections work and how to run one legally — nominations, notices, voting methods, ballot counting, quorum, inspector of elections, and common disputes. Covers all 15 states in the Zorex compliance library.

15 min read
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All StatesBuyer Guide

Before You Buy: 10 HOA Financial Documents to Review

A practical buyer due diligence guide to the HOA budgets, reserve studies, financial statements, insurance, litigation, meeting minutes, and special assessment records to review before closing.

12 min read
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FloridaCollections Guide

Florida HOA Billing, Collections & Estoppel Guide

Lien timelines, payment plan requirements, and how to produce a compliant estoppel certificate under Chapter 720.

7 min read
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CaliforniaAnnual Disclosures

California HOA Annual Policy Statement & Disclosure Checklist

All 23 disclosures required by the Davis-Stirling Act, organized into a one-page board checklist for your annual mailing.

6 min read
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TexasOpen Meetings Guide

Texas HOA Open Meeting Rules: What Boards Get Wrong

The 144-hour regular vs. 72-hour special meeting notice distinction, executive session rules, and actions boards can’t take outside a meeting.

8 min read
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ColoradoCollections Guide

Colorado HOA Collections Policy & CCIOA 18-Month Rule

Payment plan timelines, lien thresholds, and the foreclosure prohibition under CCIOA — structured for boards without legal staff.

7 min read
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NevadaAudit Checklist

Nevada HOA Ombudsman Records Audit Checklist

The exact documents the NRED Ombudsman requests during an investigation — organized into a board-ready audit binder checklist.

5 min read
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NevadaReserve Study Guide

Nevada HOA Reserve Study Compliance Checklist (NRS 116)

The 5-year inspection cycle, NRED Form 609 filing, RSS permit requirements, annual budget disclosures, and the board's unilateral funding powers under NRS § 116.31152.

6 min read
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